First-time Homebuyers Information

Home inspections give buyers peace of mind before closing on a home. Here’s a checklist and tips to help you prep for this process.

Working with the right real estate agent can give you an enormous advantage as a homebuyer. See the best strategies for how to find a realtor, including key questions to...

Yes, you can use money in a 401(k) account to buy a house. But should you? Learn whether it makes sense to use your 401(k) for a down payment and...

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Can you still buy a home if you have student loan debt? Turns out you have some options. Here’s what you should know about getting a mortgage.

The highest offer doesn’t always win, and there are ways to win against all-cash buyers. Here’s how to win a bidding war on a house to get the home you...

Understand how long pre-approval remains valid, whether mortgage pre-approvals expire, and when you should start the process.

For one local man, being able to live on the river is much more than a perk—it’s personal.

Before you can close on a home or refinance a property, an underwriter will need to verify your income, debts, and assets. See what docs they need and why.

Here’s an intro to how FHA loans work, how to qualify, and which types of borrowers might be a good match for this type of mortgage.

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

Here’s what our underwriters take into consideration when reviewing applications from self-employed borrowers.

Choosing the right neighborhood is one of the most important (and difficult) parts of buying a house. Here are some tips to help you make that decision.

There is more to a mortgage than meets the eye. Here’s what a mortgage really is, how it works, and the different options available.

Discover the best places to live in New Jersey, what’s unique about the real estate market, how to find a New Jersey Realtor, plus 7 steps to buy a home.

Considering an out-of-state move? Don’t overlook these cities with lower costs of living and affordable homebuying options.

Can you qualify for a mortgage? You might want to check your credit score. Learn how lenders handle your credit score and how you can improve it.

From instant pre-approval letters to eliminating unnecessary costs, here’s how digital lenders make homebuying more convenient, transparent, and speedy.

Learn what it’s like to live in different types of houses, how to spot them, and their pros and cons, so you can find the best home for your lifestyle.

Mortgages aren’t one-size-fits-all. To help you assess your options, learn all about understanding different home financing options.