First-time Homebuyers Information

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When you apply for a mortgage, your lender might ask for your tax returns. Here's why they’re requested and how they can affect your mortgage application.

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about What do mortgage lenders look for on your tax returns?

What’s the difference between fixed and adjustable rate mortgages? What are points and credits? How will your down payment affect your interest rate? We have your answers.

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about First-time Homebuyer's Guide: Understanding your mortgage options

Buying a house is overwhelming, especially for a first-time homebuyer. But with the right preparation, you can take control and avoid the most common homebuying hurdles. We’ll show you how.

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about How to Successfully Close on a New Home

Don’t let these common first-time homebuyer myths and misconceptions scare you away from buying your dream home.

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about 6 first-time homebuyer myths

Online mortgage calculators may not be as reliable as you think. Find out how to get a Better idea of how much house you can really afford.

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about So you’re wondering how much house you can afford

If you’re a first-time homebuyer, you’ll want to start preparing to take out a mortgage well before you apply. Here’s a guide to getting yourself ready.

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about First-time Homebuyer’s Guide: Preparing for your first mortgage

Learn what mortgage lenders are looking for when evaluating a loan application — and what first-time homebuyers can do to meet their requirements.

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about First-time Homebuyers Guide: How to think like a mortgage lender

In his latest post, Better Mortgage Chief Economist explains why falling house prices can be a good thing for homebuyers — and why the rent-price ratio (aka rental yield) is...

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about What’s up with house prices and why rental yields matter

Your homebuying team is crucial in helping you make a winning offer on your dream home. Here's how to assemble the right homebuying team.

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about The dream homebuying team to get you to closing

Chances are you want to get a good deal on your mortgage. This post is all about breaking down mortgage rates and costs, so you can be a savvy shopper.

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about Breaking Down Mortgage Rates and Costs

Buying a home with a significant other, family member, or close friend? Here’s how to decide whether or not to include them on the mortgage.

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about Should you add a co-borrower to your mortgage?

Here’s how you can put down roots and buy a house without having to give up your dreams of traveling the world.

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about How first-time homebuyers put down roots without giving up their travel goals

See what you’ll miss if you buy a house without an agent, when DIY can work for you, and everything you need to know about how to buy a house...

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about Thinking about buying a house without a realtor? Read this first.

Getting ready to apply for your first mortgage? Make sure you know what to expect. Here’s a step-by-step breakdown of the entire mortgage process from start to finish.

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about First-time Homebuyer's Guide: Applying for your first mortgage

PMI, or private mortgage insurance, is required for low down payment mortgage loans. Learn about how it can affect the final cost of your mortgage.

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about What is PMI or Private Mortgage Insurance?

Learn about mortgage pre-approvals, why they’re important, and what documents you need to get started. Get an edge in your home search with a pre-approval

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about What is a Mortgage Pre-Approval?

These days, bidding wars and homes that just fly off the market are increasingly common. Here’s how to make a competitive offer so you can win your dream home.

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about Making a Competitive Offer

You may have gotten pre-approved to buy a home, but the property itself can impact what house you can afford.

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about How your property affects how much you can afford

Buying a home is the biggest financial transaction most people will make. To help you prepare for it, this post is all about knowing your mortgage numbers.

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about Knowing Your Mortgage Numbers

Thinking about using an online lender to buy or refinance your home? Get pre-approved for a mortgage online quickly and easily with Better Mortgage, on your schedule and on your...

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about Online mortgage pre-approval: Your first step to success | Better Mortgage
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