First-time Homebuyers Information

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Mortgage paperwork can often seem confusing, but this handy guide breaks down exactly what documents you’ll need.

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about What documents will I need for my mortgage?

Mortgages can be confusing, even if you’ve gotten one before. Here’s a breakdown of all the costs that come with getting a mortgage.

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about What is the total cost of a mortgage?

Whether you’re buying or refinancing a home, mortgage rates can seem confusing. Here’s a quick overview to help you shop rates with confidence.

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about How mortgage rates work

Struggling to get your dream home in a competitive market? These tips can help you make an offer that truly stands out to sellers.

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about 7 ways to make your offer stand out in a competitive market

From job changes to pay structures, your employment income can play a major role in your mortgage application. Here’s what you need to know.

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about How does your job affect your mortgage?

A high Debt to Income Ratio (DTI) is the #1 reason mortgage applications get rejected. Learn how your DTI can affect your mortgage and how to lower it.

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about Lower Debt to Income Ratio (DTI) for a mortgage

Most mortgage lenders won’t count RSU compensation as part of your income, but Better Mortgage will. Here’s how our underwriters handle RSUs.

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about Leveraging RSU income for your mortgage: underwriting in the 21st century

What's the best way to get a mortgage? At Better Mortgage, we’ve created an online mortgage experience, so getting financing for a home is completely transparent.

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about How to get a better mortgage

Considering a 5% down payment for your mortgage? We're here to help demystify the low down payment mortgage.

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about When a 3-5% down payment isn't a risk

While traditional fixed rate mortgages have the same rate for the entire life of the loan (typically 15, 20, or 30 years), adjustable rate mortgages (ARMs) are a bit different.

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about What is an ARM?
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