Refinancing

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A title company ensures your legal ownership of your home before you can buy or refinance. Find out what to expect from the title and settlement services process.

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about Title and settlement services: A step-by-step walkthrough

When you apply for a mortgage, your lender might ask for your tax returns. Here's why they’re requested and how they can affect your mortgage application.

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about What do mortgage lenders look for on your tax returns?

Whether you plan on selling your house soon or intend on staying for a while, here are some smart home renovations that can help boost your home’s value.

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about 4 Home renovation ideas to boost your property value

Learn all about what a debt-to-income ratio (DTI) is, what a good debt-to-income ratio looks like, and why it matters when taking out a home mortgage.

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about What is a good debt-to-income ratio for a home loan?

Thinking of applying for a home loan? Learn the pros and cons of a 15 year vs. 30 year fixed rate mortgage in a new article from Better Mortgage.

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about 15 vs. 30 year fixed-rate mortgage: which is right for you?

Get answers to your questions about escrow accounts - what is an escrow account, how does it work, and whether escrow for taxes and insurance is necessary.

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about What is an escrow account?

Are you currently paying for mortgage insurance? Here are some ways you might be able to get rid of it and save in the long run.

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about How to get rid of mortgage insurance

We get it—the refinance process can seem pretty mysterious. Here’s a step-by-step timeline to help you get familiarized with the journey ahead.

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about 6 steps to refinance your mortgage

Discover how FHA condo approvals work, including loans and eligibility criteria. Dive into our blog for all the details.

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about FHA Condo Approval: Mastering The Requirements

If you’re applying for a mortgage or refinancing, you’ll need to “lock” your rate during the loan process. Here’s a breakdown of what exactly that means.

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about Why locking your mortgage rate won’t box you in

Discover what affects a home appraisal for refinance, including how cleanliness and other factors may influence its value. Learn what appraisers look for and how to prepare your home.

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about Can a Messy Home Affect an Appraisal?

Better Mortgage's Head of Capital Markets explains what he wishes he had known about ARMs when he bought his first home.

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about So you're considering an adjustable rate mortgage

Every homebuyer should be asking these questions to their mortgage lender.

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about Know what to ask your mortgage lender

A look at the latest developments in the mortgage market for the week beginning 3/23/20 covering the Fed’s actions to drop mortgage rates, making home equity more accessible.

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about Federal Reserve actions drop mortgage rates, making home equity more accessible

Right now is the best time in 50 years to save money on your mortgage. Interest rates have never been this low and by simple virtue of that fact, will...

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about To refi now or not? That should not be the question.

There are so many reasons why a cash-out refinance might make sense for you and your household. Learn how to make a cash-out refi work for you.

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about Cash-out refinancing gives you options

Thinking of refinancing? You might want to start off the refinance process by asking your loan officer these 5 important questions.

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about 5 questions to ask your loan officer before you refinance

Want to save thousands a year? Refinancing could be the way. Here's everything you need to know.

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about Better Guide to Refinance

Don’t let these common refinance myths and misconceptions scare you away from the potential benefits of refinancing.

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about 8 myths about refinancing your mortgage

Mortgage paperwork can often seem confusing, but this handy guide breaks down exactly what documents you’ll need.

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about What documents will I need for my mortgage?
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