Refinancing

Considering a mortgage refinance? These 5 tips can help you make the refinance journey as smooth and successful as possible.

Mortgages can be confusing, even if you’ve gotten one before. Here’s a breakdown of all the costs that come with getting a mortgage.

Whether you’re buying or refinancing a home, mortgage rates can seem confusing. Here’s a quick overview to help you shop rates with confidence.

From job changes to pay structures, your employment income can play a major role in your mortgage application. Here’s what you need to know.

A high Debt to Income Ratio (DTI) is the #1 reason mortgage applications get rejected. Learn how your DTI can affect your mortgage and how to lower it.

Don’t take the bait. Here’s a guide to being a better rate shopper and a primer on rates, credits, and “no closing cost” loans.

Historical data tells us that for most borrowers in the last 25 years, paying points has been a bad decision.

While traditional fixed rate mortgages have the same rate for the entire life of the loan (typically 15, 20, or 30 years), adjustable rate mortgages (ARMs) are a bit different.

Your loan estimate is a summary of the terms and costs associated with your loan. Learn how to read and understand it with confidence.

Discover the nuances of buying a second home versus an investment property and which option may be best for your goals.

How often can you refinance your home loan? While there’s no limit, there are some things to keep in mind. Here’s what you should know before refinancing, again.

Thinking of buying a vacation home? Find out the requirements the property must meet to be eligible for a second mortgage.

Want to access the equity in your home? You have 2 options: taking out a second mortgage or doing a cash-out refinance. Let’s compare the benefits of both.